Investor Information & Commercial Terms.

1. Defined Commercial Return Structure

Any reference to a proposed return of 36% per annum represents the proposed commercial return mechanism discussed with eligible investors and is subject to the definitive agreement, transaction structure, business terms and applicable law.

The applicable return mechanism, distribution schedule, tenure, payment process and other commercial terms will be clearly documented in the definitive agreement mutually executed between the parties.

2. Business & Commercial Considerations

Participation in a business-linked commercial opportunity involves commercial and business considerations. Investors are encouraged to evaluate the business model, proposed structure, objectives, tenure and applicable terms before making a participation decision.

Business performance, market conditions, operating results and future expansion can influence the commercial outcome of any business arrangement.

3. Proposed Investment Structure

The investment information presented on this website may include the following proposed commercial terms, which are intended to provide investors with a clear understanding of the commercial opportunity:

• Minimum proposed investment: ₹5,00,000
• Proposed annual commercial return: 36% per annum
• Proposed distribution mechanism: Monthly
• Proposed lock-in period: 6 months
• Principal withdrawal may be requested after the proposed lock-in period in accordance with the definitive agreement and applicable transaction terms.
• The arrangement will be supported by appropriate contractual documentation and other supporting documents applicable to the specific transaction, including notarised documentation where applicable.

These terms are subject to applicable law and the definitive executed documentation.

4. Business Growth & Use of Funds

Funds received under an approved and documented commercial arrangement are intended to support Carmigo's business growth, technology development, operations and expansion.

The intended areas of deployment may include:

• Carmigo AI-ERP Platform development and enhancement.
• Mobility platform development and operations.
• Marketing and customer acquisition.
• Technology infrastructure and business operations.
• Human resources and operational support.
• Business expansion into additional markets.

5. Business Projections

Any business growth estimates, revenue projections, market opportunities, expansion plans or other forward-looking information presented on this website represent management expectations or business plans and may not materialise as anticipated.

Actual business performance may differ materially from projections due to market conditions, competition, regulatory requirements, operating costs and other factors.

6. Investor Due Diligence

An investor should not rely solely on information contained on this website when making an investment decision.

Investors are encouraged to conduct their own due diligence and seek independent professional advice where appropriate.

7. Definitive Commercial Agreement

The information provided on this website does not constitute the complete terms of any investment arrangement.

The rights and obligations of Carmigo India Private Limited and an investor will be determined by the definitive written agreement executed between the parties.

In the event of any inconsistency between the information displayed on this website and the executed agreement, the executed agreement shall prevail, subject to applicable law.

8. Regulatory & Legal Framework

Any commercial or investment arrangement contemplated, offered or entered into by Carmigo India Private Limited will be structured and documented with reference to the laws, regulations and regulatory requirements applicable to the particular transaction.

Depending on the nature, structure and manner of a transaction, different legal and regulatory requirements may apply. These may include, where relevant, requirements concerning companies, contracts, taxation, accounting, KYC/AML, foreign exchange, securities or investment-related matters. Specific applicability depends on the actual structure and facts of the transaction.

9. Commercial & Legal Structure

Carmigo's investor opportunities are intended to be presented through a structured commercial arrangement with clearly defined terms. The final nature of the arrangement will depend on the transaction structure, eligibility, documentation and applicable law.

• Commercial returns and distribution mechanisms will be set out in the definitive agreement.
• Payment frequency, tenure, withdrawal provisions and other commercial conditions will be documented clearly.
• Where applicable, corporate, contractual, tax, accounting, KYC/AML, foreign exchange or other regulatory requirements may apply.
• The legal and regulatory treatment of a transaction depends on its actual structure and documentation rather than the terminology used in marketing material.
• Where a registration, approval, filing, disclosure or other compliance requirement applies, the relevant requirement will be considered before implementation.

9. Independent Professional Advice

The information contained on this website is provided for general informational purposes only.

The information on this website is general in nature and does not replace personalised legal, tax, financial or investment advice.

Investors should consult qualified professionals before making decisions based on their individual circumstances.

10. Updates to Information

Carmigo India Private Limited reserves the right to update, modify or remove information contained on this website at any time without prior notice.

The latest version of the relevant documentation and executed agreements shall govern the applicable investment arrangement.